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January 2023 DBA Filings

WARREN COUNTY

Standard Barbell Club – Michael Montanye, 13 Fieldview Rd S, Queensbury, NY 12804

Rita D’s Cleaning Service – Rita Maria Dejnozka, 91 Montray Rd, Queensbury, NY 12804

Halsted’s Drywall – Jacob Halsted, 4 Park Pl, Lake George, NY 12845

Pink Hair Tarot – Mikayla Wadsworth, 1 Zenas Dr, Queensbury, NY 12804

UV Oasis – Martina Jones, 643 Upper Glen St, Queensbury, NY 12804

White Daisy Cleaning Services – Becky Litchfield & Terri Lobdell, 280 Aviation Rd, Queensbury, NY 12804

Adirondack Real Estate Photography – Justin Crannell, 857 Luzerne Rd, Queensbury, NY 12804

Ward Construction – Tyler Ward, 889 High St, Athol, NY 12810

Sarah Tether Photography – Sarah Tether, 8 Wayne Ct, Queensbury, NY 12804

Adirondack Photography by Brisbane B. Young – Brisbane B. Young, 5 Columbine Ave, South Glens Falls, NY 12803

ESG Construction – Thomas Bolton, 559 Pease Hill Rd, Pottersville, NY 12860

Hair by Gigi – Shirley Padasak, 24 Sanford St, Glens Falls, NY 12801

Stunad’s Smoke Shop – Michael Ditroia, 144 Canada St, Lake George, NY 12845

Ken’s Custom Carving – Kurt Donald Rinamon, 471 Landon Hill Rd, Apt 3, Chestertown, NY 12817

Twice Treasured – Jessica LeBlanc, 3 Timmons Ln, Queensbury, NY 12804

J&L Mowing and Snow Removal – Joe Baker, 4 Stewart Ave, Glens Falls, NY 12801

The Crow Nest – Brandon Lee, 35 Fox Farm Rd, Queensbury, NY 12804

East Coast Products – Peyton Phillips, 1C Manor Dr, Queensbury, NY 12804

WASHINGTON COUNTY

Whitney’s Hunting Supply – Dennis, Carrie, and Jami Whitney, 2 Church St, Granville, NY 12832

Green Tiger Martial Arts – Korey Michael Kennedy, 11 Wall St, Hudson Falls, NY 12839

Pirate King Enterprises – Elijah Enzensperger, 125 East Main St, Cambridge, NY 12816

Care Fox Enterprises – Joseph Allen, 60 N Park St, Cambridge, NY 12816

Whittaker Brook – Abraham Schrock, 173 County Route 49, Salem, NY 12865

Gathering Ivy Doula Care – Jennifer Lauren Steinberger, 24 East St, Argyle, NY 12809

CCB Contracting – Cory Bishop, 160 County Route 45, Argyle, NY 12809

Chestnut Hill Carpentry – Donald R. Disorda, Jr., 883 Chestnut Hill Rd, Cambridge, NY 12816

Upstate Land Management – Brennan Strong, 15 Hendee Rd, Hudson Falls, NY 12839

Start Line – Anthony M. Flewelling, 3 Browns Ln, Fort Edward, NY 12828

The Greenwich Local – Keisha M. Timms, 2809 State Route 40, Greenwich, NY 12834

The Bridge House Pub – Erin Wood, 1 West Main St, Granville, NY 12832

Campbell’s Euro Mounts And Taxidermy – Austin Campbell, 199 Middleton Rd, Granville, NY 12832

Critter’s Caretaker – Victoria L. Rasanen, 795 County Route 68, Eagle Bridge, NY 12057

Just A Little Love Home Cleaning Service – Michelle L. Spear, 7 Barber Ave, Greenwich, NY 12834

Gambles Bakery Location Eyed for WellNow Expansion

Gambles Bakery

The half-acre property located at 920 Route 9 in Queensbury – previously known for Gambles Bakery – is currently under contract to be purchased by Real Estate developer and Dunkin franchisee Tom Burke III. John Jarosz’s family owned and operated Gambles Bakery for about forty years, but recently, the bakery had struggled to find employees, and closed in early January of 2023.

This location is a well-traveled, high-capacity section of Route 9 in Queensbury, and a variety of franchises have recently invested in this highly visible location.

The developer is currently seeking approvals to build a WellNow Urgent Care facility; WellNow Urgent Care has been expanding to provide better access to quality healthcare for more patients in more communities. The mission of the company is to provide quality convenient urgent care services to individuals and families. 

In 2012, WellNow (formally Five Star Urgent Care) was founded by Dr. John Radford, a former emergency room Physician. WellNow employs very few Physicians, instead opting to primarily employ mid-level providers: Physician assistants, Medical Assistants, and LPNs as clinical staff.  The services provided include treatments for non-life threatening illnesses and injuries. WellNow Urgent Care is growing exponentially – the Albany area had five locations three years ago, and now has over twelve, with five more in the planning stages… And this former bakery may well become their sixth.

DEC Announces Free Lifeguard Qualifying Procedures to Begin in February

photocredit: Pixabay.com

The New York State Department of Environmental Conservation (DEC) announced free lifeguard-qualifying procedures to begin Saturday, February 4, 2023. Individuals 15 years and older interested in lifeguarding positions at DEC facilities this summer are eligible to register.

The qualifying procedures consist of two parts: a cardio-pulmonary (CPR) skills component, and a water skills evaluation. Candidates may attend the qualifying locations most convenient to them, and the results will be forwarded to their preferred work location. 

Seasonal lifeguard positions are available at DEC campgrounds throughout the Adirondacks and Catskill parks. The current hourly starting rate for New York State lifeguards is $20 an hour, and most DEC facilities offer free housing or site accommodations.

At the time of employment, all DEC lifeguards must:

  • Be at least 15 years old
  • Possess a valid certificate in waterfront skills, lifeguarding, first aid, and CPR for Professional Rescuers or equivalent
  • Have successfully completed the NYS lifeguarding qualifying procedure
  • Submit a current NYS DEC medical form stating the candidate’s physical ability to perform lifeguarding duties
  • Meet the vision requirements of 20/70 uncorrected in both eyes and be correctable to the 20/40 standard. Candidates tested at a vision level below 20/40 in either one or both eyes must correct to a minimum of 20/40, with 20/20 preferred
  • Complete a personal interview with the DEC 
  • Attend lifeguarding orientation

2023 Lifeguarding Qualifying Dates & Locations:

DateTimeLocationAddressCity
Saturday, Feb. 49 a.m.Franklin Academy42 Huskie LaneMalone
Friday, Feb. 244:30 p.m.Gloversville Middle School234 Lincoln StreetGloversville
Saturday, Feb. 259 a.m.Queensbury Elementary School431 Aviation RoadQueensbury
Friday, March 34 p.m.Catskill Recreation Center651 County Hwy 38Arkville
Monday, April 109 a.m.Gloversville Middle School234 Lincoln StreetGloversville
Friday, April 144:30 p.m.Gloversville Middle School234 Lincoln StreetGloversville
Saturday, April 299 a.m.Moriah Central School39 Viking LanePort Henry
Friday, May 264 p.m.Catskill Recreation Center651 County Hwy 38Arkville
Saturday, June 39 a.m.Gloversville Middle School234 Lincoln StreetGloversville
Saturday, June 249 a.m.Moriah Central School39 Viking LanePort Henry
dec.ny.gov

Qualifying procedures will begin on time, and late arrivals will not be accepted. Candidates must bring photo ID, current certifications (if available), and their own CPR mask and one-way valve. DEC reserves the right to cancel, and is an equal opportunity employer. 
For more information, updates or to pre register, call (518) 457-2500 Extension 1, email DEC at info.Lifeguarding@dec.ny.gov, or visit the employment opportunities on summer recreation webpage on the DEC’s website.

It’s Chicken Soup Season: Will a Doctor’s Note Save My Job?

Out off office – memo on office workplace. Holiday Announcement, Day Off or Quarantine Covid-19.

The last couple of years have seen an increased focus on sick time at work mainly due to the COVID pandemic.  But it’s also regular old cold and flu season, and we are often asked whether an employee can lose their job for being out sick and whether providing a doctor’s note will protect their job.  As always, the answer is “it depends” because not all illnesses are protected.

New York does have a relatively new law requiring employers to provide some protected sick days.  But, in general, if you need to be out for a significant period of time – or if you have exceeded those days – a doctor’s note is not necessarily going to protect you.  The law protects the jobs of private employees in New York who are absent for medical reasons typically in two ways: (1) under the FMLA (Family and Medical Leave Act); and (2) under the disability discrimination laws like the Americans with Disabilities Act (ADA) and the New York State Human Rights Law (NYHRL).  (This isn’t an exhaustive list and employees may be further protected under union contracts or laws applicable to public employees, among other things).

Not all illnesses, however, will be covered.  The FMLA applies only to employees of larger (50+ employees) or public employers, who suffer from serious health conditions.  A serious health condition is usually not something like the flu, a cold or a stomach virus.  It is typically an issue requiring surgery or hospitalization or a medical condition that requires a period of follow-up treatment or that is chronic.  The disability discrimination laws also may not apply to minor illnesses suffered by most individuals.  Instead, the ADA requires that a disability substantially limit a major life activity or bodily function.  The NYHRL is more broad than the ADA and, it is possible, given the particular facts of a case, that a disability not covered by the ADA is covered by the NYHRL.  This will come down to the particular facts of an employee’s situation.

The take-away is that providing a doctor’s note is not necessarily going to protect your job. It may not hurt and could show your employer some proof that you are not abusing your time, but it won’t guarantee that you won’t be fired for excessive absenteeism.  We encourage employees who do have a serious health condition to speak to their doctors or Human Resources about the availability of FMLA time.  When it comes to disabilities, the law also typically wants the employee to actually ask for a reasonable accommodation, so making a formal request is another way to achieve some job protection or at least trigger the employer’s obligations to engage in an interactive process under the ADA and NYHRL to attempt to accommodate a disability.

In the same vein, we speak to many employees in the course of our practice, and often they are protective of their medical conditions and do not want to share personal, private and sometimes embarrassing information with their employers.  However, if an employer is completely in the dark, you may have a hard time going back and proving some sort of discrimination or interference with your rights if you are fired.  So, if an employee needs time off for a disability or serious health condition, we encourage them to consult their employee handbook and consider following the process for formally requesting leave.  There is no guarantee that you will not be retaliated or discriminated against, but at the very least you will have some proof that you were not abusing your time or being excessively absent without a potentially protected reason.  Ideally, your employer will do the right thing and notify you of your rights and work with you to accommodate your situation.  

All employment situations are different and depend on the particular facts and circumstances.  This article should not be relied on as legal advice in taking action in your specific situation, and you should speak to an attorney, Human Resources and/or consult your employee handbook for guidance on how to proceed. 


Giovanna-DOrazio

ABOUT THE AUTHOR

Giovanna A. D’Orazio has experience litigating, among other things, commercial, general civil, employment, land use and personal injury matters in New York State and federal courts. Giovanna also has experience litigating Article 78 proceedings in New York State court.

ARCC Announces Dr. John Rugge as Recipient of The 34th Annual J. Walter Juckett Community Service Award

Photo Provided by: ARCC

The Adirondack Regional Chamber of Commerce (ARCC) is pleased to announce that the 34th Annual J. Walter Juckett Community Service Award will be presented to retired physician and founder of Hudson Headwaters Health Network, Dr. John Rugge. Dr. Rugge will be presented with the award at the ARCC Annual Dinner on the evening of March 10, 2023, at The Sagamore Resort.


“We are excited to celebrate Dr. John Rugge as the 34th Annual J. Walter Juckett award honoree. Dr. Rugge is so deserving of this honor. As the founder of Hudson Headwaters Health Network, his passion and drive to further healthcare in our region is admirable. We are fortunate that Dr. Rugge chose to stay in our region and establish a healthcare system that helps so many of our community members,” said ARCC President & CEO Tricia Rogers.

John Rugge was a family physician who dropped into the Adirondacks to finish writing a canoe book in 1974. He then accepted a position with the Glens Falls Hospital to serve as supervising physician at a brand-new health center in Chestertown, with the intention of practicing for six months before returning to Albany Medical Center.


As it turned out, all the surrounding communities were losing their GPs to retirement, and he found it impossible to depart with no one to take his place… So instead, he combined medical practice with community engagement – and grant writing – to establish the Hudson Headwaters Health Network. This network has grown to include 21 health centers from Saratoga County all the way up to the Canadian border, with some 200 medical providers and more than 150,000 patients. Dr. Rugge observes the way local needs generated remarkable community support, and this attracted the attention of health care policymakers in Albany and Washington, leading him to serve on 40 government advisory panels, task forces, and councils… All of which has served to make Hudson Headwaters a model for others across the state, and across the nation.

Faces Of City Hall: City Clerk, Megan Nolin

Photo Provided by: City of Glens Falls: Megan Nolin

Megan Nolin is a well known face at City Hall – she is the City Clerk, and has been working intermittently at the Clerk’s Office since 2007. In the City Clerk’s Office, Megan and her team assist taxpayers and residents of the City by providing a variety of diverse services. The Clerk’s Office houses the records of all of the City’s public board and commission meetings, as well as other vital statistics.

The staff in the City Clerk’s Office is made up of seven employees:  five full-time, and two part-time. There are three full-time clerks, a part-time records manager/historian, a part-time records manager, the Deputy Clerk, and the City Clerk.  “People are mostly coming in (to City Hall) to pay their taxes, coming in for court, and they come into our office for a wide array of things. Birth, death, marriage, vital records really and to take out marriage licenses so that they can get married. We have records back to 1888 in our vaults. Right now it is people traveling and people getting passports” Megan said in a recent interview.

One of the reasons that Megan is so well known in City Hall is that everyone stops at the City Clerk’s Office first: “Everyone comes to our office first. A lot of people come through to go to City Court.  If they are wondering where that is, it’s on the third floor.” 

Megan also recommends stopping into the City Clerk’s Office:  “The girls in our office are great. If we don’t have the answer, we’ll find the answer for you.” 

Megan was born in Glens Falls and raised in the area around Glens Falls, Queensbury and Hudson Falls. Her role in City Hall has shifted and changed throughout the years – she is both the City Clerk, and the Webmaster. “I started out in the Clerk’s office in ‘07 as a part time clerk. I had my daughter in 2010, and came back for a little while. Then I wasn’t able to secure daycare that my husband and I were ok with, so we decided with the cost and how we both felt that I would stay home. Then around 2018, I got a call from Bob Curtis who was the former City Clerk asking how I was with technology and asking me to come in and meet with Mayor Hall and himself to discuss taking care of the website part time. Then in 2020, I started as the Deputy Clerk, and then at the end of 2021 Bob Curtis retired and in 2022, I became the City Clerk and still retained the webmaster role as well.”

For anyone who is interested in working in the City Clerk’s Office or City Hall, Megan recommends starting part-time: “If you want to work in City Hall, start part-time. There are a lot of opportunities. Most people who are here started part-time. Everyone in our office started out 15 hours a week, 20 hours a week. That’s a good way to get in the door.”

The City Clerk’s office is located on the first floor of City Hall, and is open from Monday through Friday, 8:30 AM to 4:30 PM. Marriage licenses, Hunting/Fishing licenses and Dog Redemptions are available until 4:00 PM. For more information, visit Cityofglensfalls.com

Hey, Glens Falls! Let’s Talk About Parking!

Glen Street

On January 1, 2023, the City of Glens Falls returned to their pre-COVID parking regulations and enforcement methods – the City had previously suspended its parking enforcement in March of 2020, but the City now once again enforces the two-hour parking limit for parking spots in the downtown area. To communicate this upcoming change, the City had given out “warning” tickets when a car was parked in a spot for too long, issuing approximately 900 warnings in the last three months of 2022.  The return of these regulations has been met by the business community with exasperation and support alike. 

Bill Dingman – District Operations Manager for Spot Coffee – is concerned not only about the availability of parking spots, but also the cost to his employees: “My workers are 18 to 25 (years old), they are just starting out in their careers and they can’t afford the extra expense” Dingman said. Since the reinstatement, Spot Coffee employees have had to stop work to move their cars, with some even having been ticketed! “This is costing the company employee productivity… The tickets are $30 and $60 if you don’t pay in 10 days. For an 18-year old cashier at a coffee shop to pay a $60 parking ticket is punitive” Dingman said.

Dingman knows that the parking in the downtown area is a complex situation: “I fully understand that businesses need convenient parking for their businesses, I fully support that… (But parking) is equally important to the workers, the business owners and the residents who live downtown. There are not enough spots” Dingman said.

Dingman also has an eye on the upcoming tourist season when the parking will become that much harder for people in the community to navigate:  “I think there has to be a solution from the City… whether it be a seasonal approach or a discounted rate for workers.” 

Another perspective on the parking situation comes from Robb, who’ has been’s worked with the Lake George Olive Oil company for 8 years and has been vocal about the lack of parking enforcement – during the two-year enforcement hiatus, he has seen cars parked for hours taking up valuable downtown spots. This is a detriment to his business, where customers have come into the store because, “I saw a spot, so I stopped.” 

Samantha from Rude Betty buys a pass for parking – she found that in a year’s time, she was paying about $300 for parking in the garages in town, while the parking pass was only $150, and she has always found a spot for her car. 

The City is invested in finding parking solutions moving forward – there is a Special Parking Committee that is looking over the entire issue, who will provide recommendations in February. Glens Falls has also invested in parking sensors that will feed into an app that can be downloaded onto any phone; this app will show where the open parking spots and occupied parking spots are throughout the downtown area. The City is currently working on calibrating this system.   

The COVID pandemic which led to the pause of the parking enforcement has had lasting effects on communities and businesses alike.  “I think there has to be a solution for the workers and the employees… In the restaurant industry we, in this city, are lagging dramatically behind the state and the region… In re-employment… So, how can I then ask the employees that I’ve got to incur extra expense to work here?” Dingman asked.

ARCC Announces New Board Members

ARCC

The Adirondack Regional Chamber of Commerce (ARCC) announced the addition of four new members to their Board of Directors – the new board members are F. Raymond Agnew (Ray), Bill Moon, Paula Traina, and Daniel W. Washburn.

Photo Provided by ARCC: F. Ray Agnew

F. Ray Agnew, CFRE, is Vice President for Hospital & Community Engagement at Glens Falls Hospital. He took on the role at the hospital in 2020, after having previously served as Vice President for College Advancement at Paul Smith’s College since 2011. Ray has previously served as Vice President of Community Relations of Glens Falls Hospital, and Executive Vice President of Glens Falls Hospital Foundation. He joined the Glens Falls Hospital Staff after spending 18 years with the State University of New York (SUNY) as Vice President for College Advancement at SUNY Potsdam. Other credits include Assistant Vice President for development at SUNY Empire State College in Saratoga Springs, and development work at SUNY Binghamton and at Geneseo in both residential life and institutional advancement. He received his CFRE credential in 1996. 

Ray graduated from the Crane School of Music, and is a member of ASCAP (the American Society of Composers, Authors, and Publishers). He is a member of Rotary International, and was named Rotarian of the Year by the Glens Falls Rotary Club in 2008; he was also named Humanitarian of the Year by Rotary District 7190 in 2008. Ray was also the recipient of the SUNY Chancellor’s Recognition Award, and has been named faculty “Heavy Hitter” for his presentations to both the Council for the Advancement and Support of Education and the Association for Healthcare Philanthropy. 

Ray’s community involvement also includes currently serving on the Board of Directors of High Peaks Hospice, and he served as past Chairman of the Board of Adirondack Medical Center (serving on the Board from 2012-2020), along with serving on the Board of The Adirondack Health Institute (2016-2019), and a previous holding of the President role at the Rotary Club of Glens Falls. Ray has been on the Lower Adirondack Regional Arts Council (LARAC) Board and the Saratoga County Arts Council (now called Saratoga Arts) Board, and he is currently serving a temporary assignment on the Warren County ARPA (American Recovery Plan Act) committee.

Ray lives in Glens Falls, and has two children – Mary Victoria and Zane.

Photo Provided by ARCC:Bill Moon

Bill Moon has been the CEO of Big Brothers Big Sisters of the Southern Adirondacks since 2015. Bill is also a local rest estate agent, assisting clients in both residential and commercial real estate transactions. Bill lives in Fort Ann with his wife, Bethany, and their two boys Jason and Colby. Bill holds a degree in humanities and social services, a BA in Psychology, and a master’s degree in Human Resources – strategic alignment.   

Bill enjoys working closely with other agencies and businesses to provide local families with the resources that they need to be successful. He believes the key to organizational success includes a strong sense of strategic alignment and sustaining an effective team.

Photo Provided By ARCC: Paula Traina

Paula Traina is the CEO of Traina Insurance and Financial Services Incorporated, with two Warren County agencies specializing in providing insurance and financial services products offered by State Farm. Paula is a transformative leader known for building teams who execute at a high level – she has led multiple start-ups and cross functional teams. 

Paula was professionally groomed by a Fortune 500 Company, and has benefited from one of the top leadership and development programs in the corporate world. She holds an MBA in Organizational Leadership, and is currently pursuing FINRA investment advisor licensing. 

Paula and her family call Queensbury their home, and enjoy all of the activities that the Adirondacks have to offer.  Paula Looks forward to serving the business community as an ARCC board member. 

Photo Provided By ARCC: Daniel W. Washburn

Daniel W. Washburn is the Vice President of Commercial Operations and Shareholder of Hilltop Construction Company; he has been a part owner of Hilltop Construction since 2006. Dan helped to diversify the company with a strong focus on the commercial construction side of the business. He served as an ambassador for the Adirondack Regional Chamber of Commerce, and currently serves as a councilman for the Town of Kingsbury. He is a commissioner at the Washington County Sewer Department, and was president of the Hudson Falls Girls Softball Organization from 2009-2014. 

The ARCC extends its gratitude to the board members whose terms were completed in 2022: Ash Anand of the Lotus Group Company, Jared Humiston of Adirondack Technical Solutions, and Zach Moore of French Mountain Commons.

The ARCC would also like to announce the appointment of Mark Yrsha, EVP, Director of Relationship Banking of Glens Falls National Bank & Trust Company, as the ARCC Board Chair. 

“The ARCC plays a critical role in our region by championing the needs, ideas and goals of our business community. I am very appreciative of the opportunities to chair this great board of highly engaged volunteers and work alongside the tremendous team at the ARCC. Together, we will continue to be the local leader supporting, educating, advocating and delivering for the members of the ARCC and our business community. Thank you to all the members of the ARCC: we really appreciate you” said Mr. Yrsha, EVP and Director of Relationship Banking at Glens Falls National Bank.   

“The ARCC is so fortunate to have a board that is dedicated to the organization and our business community. We are grateful for past board members’ service and excited to welcome our new board members. We can achieve so much together” said ARCC President and CEO Tricia Rogers.

The ARCC was founded in 1914, and is 100% membership funded. The mission of the ARCC is to serve the members and business community through advocacy efforts, educational opportunities, and the power of connection and collaboration. To learn more, visit www.adirondackchamber.org

 Menter Family Add Depe Dene Resort to Lake George Portfolio

Depe Dene – a 39-acre seasonal resort located at 3494 Lakeshore Drive – was acquired by husband and wife team Jess Ferguson and Chris Menter for $11.4 million in the closing days of 2022; this acquisition was financed with a mortgage through Glens Falls National Bank. Located three miles north of Lake George Village, this lake front property was part of the estate of Ken Erminger. Mr. Erminger passed away in October of 2021, after having operated Depe Dene for 45 years.

Depe Dene adds to the Menter family’s portfolio in the Lake George area – Chris’s parents Dave and Theresa Menter purchased Scotty’s Lakeside resort in 2014, and Chris and his family recently purchased the Lakefront Terrace Resort for $7.4 million. The couple also own The Juliana Resort in Bolton, which they purchased in 2018 for $2.9 million. 

“We are going to revive and revitalize the property itself and operate like our other properties, which has been effective” Ferguson reportedly said. 

Depe Dene has a five-story, 12,000 square foot mansion, more than 700 feet of waterfront, and 84 rental units. The property has a variety of accommodations, which range from lakeview motel efficiencies, one and two-bedroom beach suites, lakefront and forest town houses, and cottages. The mansion which was built by Captain D.S. Denison has 11 bedrooms and eight bathrooms, and can sleep up to 24 people. 

Depe Dene was one of the most valuable assets in the Erminger estate, which also has other properties around Lake George and in Syracuse which still have yet to be sold; amongst these properties is a 3.3 acre property at the tip of Copper’s Point on Lake George.

Queensbury Senior Center Medicare 101 Event

Kate Barkley is hosting a Medicare 101 Lunch and Learn event at Queensbury Senior Center (742 Bay Road) on January 24, 2023 at 12:30 PM.  This event – which features a free lunch – is sponsored by CVS Health, and Aetna. Medicare is a federally funded medical insurance program for the elderly and disabled, and also provides coverage for people with end stage renal disease and ALS. 

The topics covered at this event will include:

  • How Medicare works
  • When to enroll and how to avoid penalties
  • What do Parts A, B, C,& D cover
  • Prescription drug plans 

Medicare is broken down to four different parts, and each part pays for different expenses and has separate enrollment procedures. Individuals can choose what coverages they want, and also who they would like to manage their coverage if they choose an advantage plan. When enrolling in medicare part B, people often make mistakes. Common mistakes while enrolling can result in late enrollment penalties, higher out-of-pocket costs, and gaps in coverage. 

To register for this event, either go to the front desk of the Queensbury Senior Center, or call (518) 761-8224.