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On Screen at The Hyde | 10/06/22

Gary & Dylan discuss The Hyde Collection art museum’s new film & theater event series. Also discussed: new DRI projects approved for South and Elm Streets, a Hudson Falls man arrested for burglary, MLB Construction’s 75th anniversary, The Lake George Association’s elimination of a senior executive position, water main and hydrant flushing in Glens Falls set for later this month, and a Greenfield woman arrested for threatening with an axe.

00:02 – Intro
00:40 – Ad Break 1
01:18 – Story 1: South & Elm Street DRI Projects
02:36 – Story 2: Hudson Falls Man Arrested, Burglary
03:42 – Ad Break 2
04:03 – Story 3: On Screen at The Hyde
05:25 – Story 4: MLB Construction
06:38 – Story 5: Lake George Association, Walt Lender
07:38 – Story 6: Water Main & Hydrant Flushing
09:10 – Story 7: Greenfield Woman Arrested, Threatening
09:48 – Outro

South & Elm Street DRI Projects – Post Star
https://poststar.com/news/local/south-and-elm-street-dri-projects-given-the-green-light/article_e00fa0cc-441a-11ed-ad61-8724d15cf519.html

Hudson Falls Man Arrested, Burglary – Post Star
https://poststar.com/news/local/crime-and-courts/hudson-falls-man-gets-7-years-in-prison-for-burglary/article_f1fe455c-442b-11ed-b29d-f3a59ef0b58f.html#tracking-source=home-the-latest

On Screen at The Hyde – News 10
https://www.news10.com/news/north-country/films-and-art-screening-at-new-hyde-museum-program/

MLB Construction – Glens Falls TODAY
https://glensfallsbusinessreport.com/mlb-construction-celebrates-75-years-of-business/

Lake George Association, Walt Lender – Post Star
https://poststar.com/news/local/lga-as-part-of-restructuring-eliminates-senior-program-executive-position/article_4e31cd18-4417-11ed-a4ca-2baf78baa9b1.html

Water Main & Hydrant Flushing – Glens Falls TODAY
https://glensfallsbusinessreport.com/glens-falls-to-begin-water-main-and-hydrant-flushing-oct-17/

Greenfield Woman Arrested, Threatening – Post Star
https://poststar.com/news/local/crime-and-courts/police-greenfield-woman-threatened-person-with-knife-and-ax/article_c90d07a4-4418-11ed-8d9b-6fcaa27d5f38.html

Lake George Salt Summit | 10/05/22

Gary & Dylan discuss the Lake George Association’s upcoming summit on the environmental effects of road salt. Also discussed: a man charged in the recent fire in Hudson Falls, Up Yonda Farm announces a Halloween “Trunk-or-Treat” event, and a Women’s Wave rally scheduled in Glens Falls City Park this weekend.

00:02 – Intro
00:32 – Ad Break 1
01:11 – Story 1: Hudson Falls Fire UPDATE; Man Charged
02:16 – Story 2: Lake George Association
04:20 – Ad Break 2
04:40 – Story 3: Up Yonda Halloween Trunk-or-Treat
05:30 – Story 4: Women’s Rally at Glens Falls City Park
06:15 – Outro

Hudson Falls Fire – News 10
https://www.news10.com/news/washington-county/hudson-falls-man-facing-charges-after-overnight-blaze/

Lake George Association – News 10
https://www.news10.com/news/north-country/lake-george-salt-summit-welcomes-renowned-guest/

Up Yonda Halloween Trunk-or-Treat – News 10
https://www.news10.com/news/north-country/up-yonda-hosting-a-halloween-trunk-or-treat-haunt/

Women’s Rally – News 10
https://www.news10.com/news/north-country/womens-wave-rally-set-for-saturday-in-glens-falls/

MLB Construction celebrates 75 years of business

MLB Construction Services held a ribbon-cutting ceremony on Tuesday to celebrate 75 years of business.

MALTA — Jim Dawsey, President of MLB Construction Services, says that every building project has to “start with a strong foundation.”

And the strong foundation established at MLB has helped the company reach 75 years of business, which was celebrated with a ribbon-cutting ceremony on Tuesday.

There was a large crowd on hand to celebrate the achievement, and Dawsey made note of three local business chambers in attendance: The Capital Region Chamber of Commerce, the Saratoga County Chamber of Commerce, and the Adirondack Regional Chamber of Commerce.

“We do a lot of work in all those different areas, but I mean, for that to be recognized by all these groups, it’s just a great feeling,” said Dawsey.

Speakers at the event included Malta Town Supervisor Mark Hammond and New York State Senator Jim Tedisco, who mentioned that MLB built the Memorial Field House at Union College in Schenectady, where Tedisco played basketball as a member of the Dutchmen men’s team. 

“It’s been a tough year, two years, three years, with this pandemic,” said Tedisco. “To think you’ve grown and expanded and are doing projects, and it’s been 75 years, is an unbelievable achievement.”

Tedisco presented MLB with a 2022 New York State Senate Empire Award, in recognition of “outstanding contributions, and dedication to the growth, prosperity, and betterment of their community,” Tedisco said.

New York State Senator Jim Tedisco (left) presents MLB Construction Services President Jim Dawsey with a 2022 New York State Senate Empire Award on Tuesday.

Dawsey said the foundation laid by the company’s three founders, Fred Longe, John McManus, and Don Brockwehl, helped guide him in his role as President of MLB.

“I was lucky enough to work with all three of those guys,” Dawsey said. “They just taught me the right way to do business, especially in the construction field. You have to have respect, honesty, and transparency when you’re dealing with people.”

Dawsey highlighted the 1863 Club at the Saratoga Race Course and the science center at Skidmore College as recent MLB projects that stand out, and also mentioned a 1980s project with a hydroelectric plant at the Ashokan Reservoir in Ulster County.

“There’s like 12-foot diameter pipes that come out of the dam and go down to the city. We put a hydroelectric plant in front of those pipes going down to the city, so that we could generate power at the same time,” Dawsey said. “They used to have a fountain on that site, we put the fountain back so that the people could still enjoy everything that they remembered from growing up at that point. I think that was one of the most fulfilling jobs that I did.”

Dawsey, a Schenectady native, said he feels that the local area is “really alive,” noting the transformation that he’s seen through the years. 

“This whole area in general is just coming back, it’s really alive,” said Dawsey. “There’s a lot of young people that are now staying here in this area, and some people actually moving to the area, whether it’s for Global Foundries or for whatever reason. I think it’s a real growth area now within the state.”

And with 75 years of experience already under their belts, MLB will hope to continue to build and grow for the next 75 years.

“That’s the goal,” said Dawsey.

Local Chef Billy Trudsoe | 10/04/22

Gary & Dylan discuss a former Lake George area chef now competing on a Gordon Ramsay television show. Also discussed: a massive fire in Hudson Falls, a truck procession on the Northway in honor of Alex Bleickhardt, and guided historical tours planned in Lake George this weekend.

00:02 – Intro
00:26 – Ad Break 1
01:06 – Story 1: Hudson Falls Fire
02:07 – Story 2: Truck Procession for Alex Bleickhardt
03:02 – Ad Break 2
03:22 – Story 3: Local Chef Competes on Gordon Ramsay Show
05:49 – Story 4: Lake George Historical Tours
07:04 – Outro

Hudson Falls Fire – Post Star
https://poststar.com/news/local/firefighters-battle-blaze-in-hudson-falls/article_315c7a44-43ae-11ed-ac33-cbb608ab8ec0.html#tracking-source=home-top-story

Truck Procession for Alex Bleickhardt – Post Star
https://poststar.com/news/local/miles-of-trucks-hit-the-northway-in-honor-of-alex-bleickhardt/article_3e9a88c4-41a9-11ed-afc2-7f6a7b10474f.html

Local Chef Competes on Gordon Ramsay Show – Post Star
https://poststar.com/news/local/chef-billy-trudsoe-plans-bolton-watch-party-for-his-hell-s-kitchen-competition/article_d3a6907a-4325-11ed-bccc-d3b92e2165e8.html#tracking-source=home-top-story

Lake George Historical Tours – News 10
https://www.news10.com/news/north-country/history-tours-coming-to-lake-george-battlefield/

From building to selling: Paul Smith begins new career as real estate agent

Paul Smith spent roughly 35 years in the construction industry, building homes. Now, he’s found a new career selling them.

Smith began working with Keller Williams Capital District roughly four months ago, beginning a new venture as a real estate agent. 

“I have done every facet of building homes, from start to finish to out the door,” said Smith. “Up until February, when I had to have major neck surgery and have my neck replaced, which I never would have thought possible. But hey, here we are.”

Smith said he was told by his doctor that he would not be able to continue construction. He said a friend recommended he try real estate, and the idea took off from there.

“I had to really step back and think, what could I do that I’m going to give the most back to the community?” Smith said during an appearance with Mike Nelson of Glens Falls Today’s ‘Chatting With’ series. “I had a buddy of mine that’s in real estate say, ‘Why don’t you get into real estate?”

He said he pondered the idea for a couple of weeks, and decided to jump into the world of realty.

“I got thinking about it, did some reading on it, and said, ‘Let’s go after it,’” Smith said. “I signed up for the course, a 70-hour course I did in nine days.”

Smith noted that his background in building homes has provided “a lot of knowledge” that carries over into real estate. 

“It’s very helpful to my clients, because when we look at a home, I can kind of go through with them, and I can visualize what they want to see,” Smith said. “That’s what I did for basically 28 years when I owned Hourglass Tile. I made people’s visuals come true. So now it’s the same thing in the home.”

Smith said that he tries to cater to his clients’ needs, asking them exactly what they are looking for in a home.

“I’m going to approach things differently than everybody else,” said Smith. “I have a different adage and a different attitude in how you’ve got to go about selling a home. I don’t want to just stuff it down somebody’s throat. I want the home that they get to be the exact one they want.”

Outside of work, Smith has a “drive for competition,” saying he has completed four Ironman triathlons and seven half-Ironmans. 

“I drive for the harder something is,” Smith said. “That’s why I’m going to be good at real estate. I’ve got that drive that just wants to move forward. I don’t care what’s in front of me, I’ll conquer it.”

He said that these triathlons show the tenacity of a person, and noted that qualities like this carry over into his real estate work.

“The customers that know that you’ve got that drive know that you’re never, ever going to give up on them,” said Smith. “They’re going to know you’ve got their back. If you can do that, you can do anything.”

Smith also spent time discussing the current state of the real estate market, saying “it’s going to be a slow trend” upward.

“I think by next summer we’re going to see it be more of a buyer’s market,” Smith said. “I think we’ll see more inventory, and what we need to see is everything leveling off, coming back to baseline. … It’s still a good market, and we’re seeing a little more inventory coming on. Not as much as I’d like to see, but it’s slowly growing.”

Smith mentioned the merits of buying versus renting, saying, “I always tell somebody, marry the house, date the rate.”

“You own the home, but you can always refinance down the road. If you buy it now and it’s high, you can always change that rate,” said Smith. “But if you can get into the home that you want to be in, if you plan on being there 10 years, you’re smart to do it.”

Smith’s focus is on Warren, Washington, and Saratoga Counties, but he said that he “will work with anybody.”

“That’s what I’ve done for 28 years, I’ve worked with all facets of customers,” said Smith. “Every house has its value, and I’m there to show that customer what in that house that they’re looking at is the value.”

Washington County Solar Projects | 10/03/22

Gary & Dylan discuss the status of two solar energy projects in Washington County. Also discussed: the approval of a plasma collection facility in Queensbury, three people arrested for selling narcotics, three Hudson Headwaters physicians who received the “United Hero” award, a car crash in Kingsbury, and plans for non-toxic dye testing in the Feeder Canal.

00:02 – Intro
00:34 – Ad Break 1
01:14 – Story 1: Plasma Donation Center Approved in Queensbury
02:32 – Story 2: Three People Arrested for Selling Narcotics
03:28 – Ad Break 2
03:48 – Story 3: Washington County Solar Projects
06:01 – Story 4: United Heroes
07:08 – Story 5: Kingsbury Car Crash
07:47 – Story 6: Feeder Canal Dye Testing
08:18 – Outro

Plasma Donation Center Approved in Queensbury – Post Star
https://poststar.com/news/local/plasma-donation-bank-approved-in-queensbury/article_2827096a-40e0-11ed-888f-c7e103dfaf0c.html#tracking-source=home-top-story

Three People Arrested for Selling Narcotics – News 10
https://www.news10.com/news/warren-county/warren-county-police-arrest-man-for-selling-narcotics/

Washington County Solar Projects – Post Star
https://poststar.com/news/local/washington-county-returns-solar-project-to-local-review/article_23698356-41b4-11ed-a98a-a3d5fc0ffdfa.html#tracking-source=home-top-story

United Heroes – News 10
https://www.news10.com/news/north-country-physicians-named-united-heroes/

Kingsbury Car Crash – News 10
https://www.news10.com/news/washington-county/jaws-of-life-used-to-pry-whitehall-woman-from-wreck/

Feeder Canal Dye Testing – Post Star
https://poststar.com/news/local/non-toxic-dye-used-to-find-seepage-areas-in-glens-falls-feeder-canal/article_e46a6e92-410c-11ed-866b-5fab4623a16c.html

Queensbury Wine & Spirits holds ribbon-cutting

Queensbury Wine & Spirits owner Brian Miller (in blue) cuts a ribbon to mark the store’s opening on Friday. Photo by Dylan McGlynn

QUEENSBURY — Queensbury Wine & Spirits hosted a ribbon-cutting ceremony on Friday, with owner Brian Miller saying he is “very excited to be a part of Queensbury.”

“It’s very exciting to see the support we’re getting,” said Miller. “It’s very exciting to see what a great community we’re now becoming a part of. We’re really trying to become a resource for this side of town, and become neighbors.”

The store has expanded its wine selection, Miller said, emphasizing the wide variety of wine “from all over the world.”

“We’ve got a lot of Portuguese wines, Spanish wines, South African wines,” said Miller. “Spirits, tequila and bourbon are super, super hot right now. I expanded the previous owner’s bourbon collection and whiskey collection. Bourbon’s kind of my forte, so my job here is to be curating a nice bourbon, tequila, and wine collection that provides to this side of town.”

Miller, who mentioned he is affiliated with several bars in Saratoga, said the new Queensbury store is “the long-term plan.”

“A buddy of mine owns (the bars), I do all his marketing and all that stuff for him,” said Miller, who also said he was selling campers by day. “I would go from camper mode, to bar mode, to family mode. I needed something to give myself more time with my family. I decided to do a liquor store because they all kind of go together. It’s great.”

He emphasized his excitement to be in Queensbury, noting that, “this side of town is always growing.”

“This side of town has more room to grow,” Miller said. “I know the school district is phenomenal up here. I know the businesses and stuff that are here all do well. It’s just a good ecosystem to make my way into.”

The store initially opened in early September, taking care of the “soft stuff” prior to the ribbon cutting on Friday. Miller said it was important to make a strong first impression.

“You get one chance to make a first impression, so we wanted to make sure when our grand opening was ready to go, we were ready to go too,” Miller said.

Miller said he hopes to expand the store and its services in the future, aiming to offer delivery and curbside pickup as well as launching an app and website.

“So far, Queensbury has been everything that I hoped it’d be,” said Miller. “I don’t see why I wouldn’t do more up here if I could.”

Power of Pink Volleyball Tournament | 09/30/22

Gary & Dylan discuss the Power of Pink Volleyball Tournament hosted by Queensbury High School in support of cancer research. Also discussed: an Amazon distribution center coming to Granville, the potential dissolution of Fort Edward Village Police Department, the approval of Glens Falls’ first dog park, the “Here for the Booz” Fundraiser hosted by Slickfin Brewing Company, and a fundraiser for Dylan McDonnell scheduled for tonight at the Queensbury Hotel.

00:02 – Intro
00:36 – Ad Break 1
01:16 – Story 1: Amazon Distribution Center in Granville
02:30 – Story 2: Fort Edward Police Department
03:43 – Ad Break 2
04:04 – Story 3: Queensbury High Power of Pink Tournament
06:12 – Story 4: Glens Falls City Dog Park
07:13 – Story 5: “Here for the Booz” Fundraiser
08:19 – Story 6: Dylan McDonnell Fundraiser
09:55 – Outro

Amazon Distribution Center, Granville – Post Star
https://poststar.com/news/local/amazon-distribution-center-coming-to-granville/article_2beafaf6-3f6a-11ed-a9c7-5f39b882ce19.html#tracking-source=home-top-story

Fort Edward Police Department – Post Star
https://poststar.com/news/local/fort-edward-village-board-suggests-dissolving-police-department/article_8455f060-3f38-11ed-860e-5b48059e0659.html#tracking-source=home-top-story

Queensbury High Power of Pink Tournament – News 10
https://www.news10.com/news/north-country/school-hosts-50th-year-of-volleyball-for-cancer-aid/

Glens Falls City Dog Park – Post Star
https://poststar.com/news/local/glens-falls-common-council-approves-citys-first-dog-park/article_e70640d2-3f53-11ed-9cf0-374672fa1c19.html

“Here for the Booz” Fundraiser – News 10
https://www.news10.com/news/north-country/brewery-fundraiser-to-support-child-abuse-care/

Dylan McDonnell Fundraiser – Post Star
https://poststar.com/news/local/fundraiser-set-for-friday-for-former-glens-falls-resident/article_4694efb0-3f6a-11ed-805f-33772c51ffb2.html#tracking-source=home-top-story

The Most Important Auto Insurance Number That You’re Not Thinking About

Insurance

Let’s talk about insurance. 

I know, it’s dry like an overcooked steak.  I get it.

But it’s also important, and in my world it can be critical.

Today we’re not talking general insurance, however, we’re talking SUM insurance.

Many of you have probably never heard this term before; and that’s generally good – it means you’ve never had to use it. 

SUM stands for Supplementary Uninsured Motorist, and SUM insurance is a part of your auto insurance policy.  SUM encompasses both UM (uninsured motorist) and UIM (underinsured motorist), and is meant to step in if you are severely hurt in a car accident, but the other driver either has no insurance or (more likely) does not have adequate insurance coverage to protect/compensate you.

Here’s a fun fact: Everyone in New York has some minimum level of SUM coverage, which means the good news is that you already have some.  The bad news is that the bare bones limits are $25,000 per policy, which is woefully inadequate.  

Let’s look at a common scenario in our practice: Person 1 – we’ll call her Jane – is driving down the street and is t-boned by Person 2 – we’ll call him John – at an intersection.  Jane breaks her leg in two places, and in addition to requiring a substantial surgery, has a long recovery and is out of work for six months.  Jane owns a successful chiropractic business, and while she is able to get coverage during her absence, it costs her a substantial amount of money.

Jane comes to us for help, and one of the first things we do is investigate how much insurance John has to adequately compensate Jane for her physical and economic losses.  Unfortunately, we learn early on that John has a minimum insurance policy, and only maintains $25,000 worth of liability coverage.  This is inadequate, but it is  also relatively common.

From here, one of two scenarios will occur.  

In scenario #1, Jane has the New York State minimum SUM coverage of $25,000.  Because that amount is the same as the other driver’s insurance, Jane cannot make a claim and she is capped at recovering $25,000 from the other driver’s insurance company.  In most instances this constitutes the entirety of Jane’s recovery, which does not even come close to making her whole.

In scenario #2, Jane has thought about SUM coverage, and has increased the coverage on her policy to $500,000.  Now, once she has exhausted John’s coverage of $25,000, she can look to her own insurance carrier under the SUM portion of the policy.  Jane can now obtain something close to a complete financial recovery for her injuries and losses as a result of the accident.

The kicker here – SUM coverage is relatively cheap.  Adding substantial coverage to a policy will cost, maybe, a few hundred dollars per year.  

Our world deals with loss, assessment of fault, and risk management.  Increasing SUM coverage is something that anyone who owns a car can do, and it can make a signifncant difference if you find yourself severely injured in an automobile accident.

This is something that I talk about quite a bit, for good reason.  This year alone I have had several clients come to me following a very severe accident, only to find out that the other driver has minimal coverage and, critically, that the client has minimal SUM coverage as well.  It can be a very difficult conversation in cases involving severely injured individuals. 

The takeaway for this week: talk with your insurance agent or go online and look at your policy.  Increase your SUM limits as much as you are able.  Like any insurance, hopefully you’ll never need it, but if you do you’ll be glad you have it.  

Coming next time: the other side of the coin – do you have enough coverage?

If you have questions about SUM coverage or injuries after an accident, give us a call.  We’re always happy to chat. 

Disclaimer: This column is meant for informational purposes only and does not constitute legal advice or the basis for an attorney-client relationship, which may only be achieved following consultation and execution of a formal engagement agreement.

ARCC Business Expo | 09/29/22

Gary & Dylan discuss the Adirondack Regional Chamber of Commerce Business Expo scheduled for October 19. Also discussed: Warren County’s new GIS Website, the Adirondacks’ fall foliage shuttle service, the Fort Miller Reformed Church’s bicentennial service, and paving work scheduled in Glens Falls next week.

00:02 – Intro
00:32 – Ad Break 1
01:11 – Story 1 – Warren County GIS Website
02:22 – Story 2 – ARCC Business Expo
04:17 – Ad Break 2
04:37 – Story 3 – Fall Foliage Shuttle Service
05:31 – Story 4 – Fort Miller Reformed Church
07:06 – Story 5 – Glens Falls Night Paving
07:51 – Outro

Warren County GIS Website – News 10
https://www.news10.com/news/warren-county/warren-county-creates-new-informational-website/

ARCC Business Expo – Glens Falls TODAY
https://glensfallsbusinessreport.com/arcc-business-expo-offers-opportunities-for-great-connections-on-oct-19/

Fall Foliage Shuttle Service – News 10
https://www.news10.com/news/essex-county-news/fall-foliage-shuttle-begins-for-adirondack-hikers/

Fort Miller Reformed Church – Post Star
https://poststar.com/news/local/fort-miller-reformed-church-will-celebrate-200-years/article_77f08014-3e6c-11ed-a333-0f353ed3fb98.html#tracking-source=home-top-story

Glens Falls Night Paving – News 10
https://www.news10.com/news/north-country/glens-falls-streets-to-close-for-night-paving/